Giffgaff Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering

Senior staff personally approved by the FCA to hold their roles here.

Mark Evans
IRN MXE01535
- SMF3 Executive Director (9 Dec 2019 to 1 Jun 2021)
- CF1 Director (6 Oct 2016 to 8 Dec 2019)
Mark Hardman
IRN MXH00467
- SMF3 Executive Director (since 18 Aug 2022)
Matthew Anthony Kennedy
IRN MXK00282
- [FCA CF] Significant management (19 Jun 2020 to 10 Feb 2025)
Matthew Stephen Birch
IRN MXB01012
- SMF3 Executive Director (since 8 Dec 2022)
Michael Dean Fairman
IRN MXF02015
- Responsible for Insurance Distribution (1 Oct 2018 to 4 Oct 2018)
- Responsible for Insurance Mediation (11 Jul 2017 to 30 Sep 2018)
- CF3 Chief Executive (6 Oct 2016 to 4 Oct 2018)
Oliver Cox
IRN OXC00117
- [FCA CF] Significant management (since 9 Dec 2025)
Patricia Cobian
IRN PXC02392
- SMF3 Executive Director (9 Dec 2019 to 28 Apr 2022)
- CF1 Director (10 Jun 2019 to 8 Dec 2019)
Philippa Topp
IRN PXT00378
- [FCA CF] Significant management (since 4 Dec 2025)
Richard Mark Simon Apletree
IRN RXA01911
- CF28 Systems and controls (6 Jan 2017 to 29 Apr 2018)
- CF8 Apportionment and Oversight (15 Jun 2015 to 6 Oct 2016)
Sarah Lesley Harvey
IRN SXH08092
- CF28 Systems and controls (21 Nov 2018 to 20 Sep 2019)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.