Gerrard Stuart Financial Services Limited

• Principal Place of Business

  1 Highfield Road

  Hall Green

  Birmingham

  West Midlands

  B28 0EL

  UNITED KINGDOM

  Phone

  +4401926431615

• Complaints Contact

  1 Highfield Road

  Hall Green

  Birmingham

  West Midlands

  B28 0EL

  UNITED KINGDOM

  Phone

  +4401926431615

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

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  • · Limited to credit broking which is not for the purposes of increasing the funds available for investment

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Consumer Loans

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  • · This permission is limited to lending which the firm carries on as a supplier and (i) no charge (by way of interest or otherwise) is payable by the borrower in connection with the provision of credit under the regulated credit agreement; (ii) the regulated credit agreement is not a hire-purchase agreement or a conditional sale agreement; and (iii) unless the firm is a not-for profit body, the obligation of the borrower to repay is not secured, and is not to be secured, by a legal mortgage on land

• Loan Servicing

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Credit Score Services

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  • · This permission is limited to not carrying out credit repair services

• Michael Andrew De Minckwitz

  IRN MAD00008

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF30 Customer (since 1 Nov 2007)
  • CF1 Director (AR) (since 1 Dec 2001)
  • CF1 Director (1 Dec 2001 to 8 Dec 2019)
  • CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
• Patrick James Riley

  IRN PJR00072

  • CF1 Director (1 Dec 2001 to 4 Mar 2002)
• Paul Anthony Rice

  IRN PAR00035

  • CF30 Customer (26 Jul 2010 to 20 Oct 2011)
• Paul Powell

  IRN PXP00047

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 7. Giving personal recommendations on long-term care insurance contracts
  • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF30 Customer (since 8 Feb 2012)
  • CF1 Director (AR) (since 10 Apr 2008)
• Peter Anthony Binham

  IRN PAB00026

  • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 30 Nov 2022)
  • [FCA CF] Client dealing (9 Dec 2019 to 30 Nov 2022)
  • CF30 Customer (1 Nov 2007 to 7 Nov 2023)
  • CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
  • CF24 Pension Transfer Specialist (1 Dec 2001 to 31 Oct 2007)
• Pravin Chavda

  IRN PXC00049

  • CF21 Investment Adviser (16 Jan 2006 to 27 Nov 2006)
• Richard John Walkden Broome

  IRN RJB00022

  • CF30 Customer (1 Nov 2007 to 17 Jan 2013)
  • CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
  • CF1 Director (AR) (1 Dec 2001 to 27 Oct 2011)
• Richard Rayner

  IRN RXR00004

  • CF30 Customer (1 Nov 2007 to 30 Sep 2011)
  • CF21 Investment Adviser (9 Aug 2002 to 31 Oct 2007)
• Ronald David Wheeler

  IRN RDW00003

  • CF30 Customer (24 Apr 2008 to 1 Jan 2013)
• Rosemary Jean Pope

  IRN RXP00028

  • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 30 Jun 2022)
  • [FCA CF] Client dealing (9 Dec 2019 to 30 Jun 2022)
  • CF30 Customer (1 Nov 2007 to 7 Nov 2023)
  • CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)

• Marshall James Limited

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• A C Sovereign Financial Services Limited

  FRN 232178 · Appointed 11 Mar 2004

• Robert Howell Limited

  FRN 206187 · Appointed 11 Jul 2001

• Avonhurst Investment Brokers Limited

  FRN 121153 · Appointed 1 Feb 2001

No changes recorded yet.