This firm is no longer registered as an appointed representative.

It cannot legally carry out FCA-regulated activities. If anyone is currently dealing with this firm as if it still has permission, treat that as a serious red flag and verify directly with the FCA.

Gavin Carr Independent Financial Services

Watch for changes

FRN: 196950

Watch for changes

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Gavin Jonathon Carr
IRN GJC00023
- (5)Employed By (1 Dec 2001 to 15 Dec 2014)
Jonathan Winfield
IRN JXW00046
- (3)Employed By (11 Nov 2010 to 15 Dec 2014)
Martin Ratcliffe
IRN MXR00068
- (4)Employed By (11 Dec 2003 to 11 Jun 2004)
Philip Follows
IRN PXF00055
- (2)Employed By (15 Feb 2007 to 24 Dec 2009)
Philip John Johnson
IRN PJJ00023
- (1)Employed By (1 Dec 2001 to 17 Oct 2003)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.