Forward Asset Finance Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting with no debt management activity
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity

Senior staff personally approved by the FCA to hold their roles here.

Charnjit Saranna
IRN CXS01526
- CF1 Director (AR) (since 7 Aug 2025)
Christopher Ratcliffe
IRN CXR00515
- CF1 Director (AR) (since 23 May 2024)
Darren Hawkins
IRN DXH00704
- CF1 Director (AR) (since 10 Jul 2023)
David Howat
IRN DXH01806
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (24 Feb 2015 to 8 Dec 2019)
Elizabeth McShane
IRN EXM00343
- CF1 Director (AR) (since 3 Apr 2023)
Fraser Sinnott
IRN FXS19277
- CF1 Director (AR) (30 Oct 2024 to 25 Apr 2025)
Gregory McPhail
IRN GXM00431
- CF1 Director (AR) (since 21 Apr 2022)
James Creamer
IRN JXC00894
- CF1 Director (AR) (1 Jun 2022 to 1 Jul 2022)
Joshua Reid
IRN JXR00798
- CF1 Director (AR) (26 Apr 2024 to 6 Dec 2024)
Julie Caruana
IRN JXC01355
- CF1 Director (AR) (since 23 May 2024)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.