Fluent Money Limited

Date authorised
17 June 2015
Companies House
06200496
Last scraped
2 weeks ago
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Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Unit 102
    Rivington House Horwich Business Park, Chorley New Road
    Horwich
    Bolton
    Lancashire
    BL6 5UE
    UNITED KINGDOM
    Phone
    +4401204477500
    Web
    https://www.fluentmoney.co.uk/loans/secured-loans/

  • Complaints Contact

    Unit 102
    Rivington House Horwich Business Park, Chorley New Road
    Horwich
    Bolton
    Lancashire
    BL6 5UE
    UNITED KINGDOM
    Phone
    +4401204472099

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

  • Mortgage Setup

    For Customer, Regulated mortgage contract

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Joe Robert James Cowburn

    IRN JXC01031

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 24 Jul 2023)
  • John Craig Houghton

    IRN JXH00355

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 24 Sep 2023)
    • [FCA CF] Functions requiring qualifications (21 Feb 2020 to 1 Sep 2021)
  • John David Lewis

    IRN JXL10912

    • SMF17 Money Laundering Reporting Officer (MLRO) (since 13 Mar 2023)
    • SMF16 Compliance Oversight (since 13 Mar 2023)
    • [FCA CF] Significant management (6 Feb 2020 to 6 Apr 2023)
    • CF29 Significant management (12 Feb 2019 to 8 Dec 2019)
  • John Gill

    IRN JXG00869

    • [FCA CF] Functions requiring qualifications (3 Feb 2025 to 17 Feb 2025)
  • John Molloy

    IRN JXM04169

    • [FCA CF] Functions requiring qualifications (18 Nov 2024 to 20 Aug 2025)
  • John Simon Hardman

    IRN JSH00007

    • CF1 Director (AR) (since 22 May 2023)
  • Jonathan Alexander Hall

    IRN JXH00393

    • [FCA CF] Functions requiring qualifications (26 Feb 2021 to 16 Mar 2021)
  • Jonathon Gallagher

    IRN JXG00193

    • [FCA CF] Functions requiring qualifications (21 Feb 2020 to 11 Jul 2022)
  • Jordan Thomas Walshe

    IRN JXW00548

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 2 Jul 2021)
  • Joseph Daniel Bradshaw

    IRN JXB00393

    • Appointed representative dealing with clients for which they require qualification (1 May 2024 to 15 Sep 2024)
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Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

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Recent activity

Updates to this firm's record on the FCA register.

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