Fluent Money Limited
Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
Unit 102Rivington House Horwich Business Park, Chorley New RoadHorwichBoltonLancashireBL6 5UEUNITED KINGDOM- Phone
- +4401204477500
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Complaints Contact
Unit 102Rivington House Horwich Business Park, Chorley New RoadHorwichBoltonLancashireBL6 5UEUNITED KINGDOM- Phone
- +4401204472099
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Buy-to-Let Start Date
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Buy-to-Let Status
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Credit Brokering
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Debt Advice
Show 1 limitation Hide limitations
- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
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Mortgage Setup
For Customer, Regulated mortgage contract
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Paul Brendon Ford
IRN PBF01016
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (17 Jun 2015 to 8 Dec 2019)
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Paul Massie
IRN PXM00231
- Appointed representative dealing with clients for which they require qualification (1 Aug 2023 to 24 May 2024)
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Paul Thomas Shepley
IRN PXS00472
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 2 Dec 2024)
- [FCA CF] Functions requiring qualifications (9 Jul 2023 to 1 Dec 2024)
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Peter Christopher Steven Brodnicki
IRN PCB00022
- SMF3 Executive Director (since 24 Jan 2023)
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Philip David Hall
IRN PXH00275
- [FCA CF] Functions requiring qualifications (15 Jan 2021 to 5 Mar 2021)
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Philip John Harrison
IRN PXH00276
- [FCA CF] Significant management (6 Mar 2020 to 2 Dec 2022)
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Ramon Morley-Samuels
IRN RXM01119
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 10 Feb 2025)
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Rayford Beaumont
IRN RXB01079
- [FCA CF] Functions requiring qualifications (1 Jul 2025 to 18 Sep 2025)
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Rhiannon Sturgess
IRN RXS00715
- [FCA CF] Functions requiring qualifications (22 Jul 2022 to 17 Jun 2023)
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Robert Dylan Anton Corry-Earnshaw
IRN RXC00544
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 8 Apr 2024)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Bright Media Solutions Ltd (no longer appointed)
FRN 709969 · Appointed 2 Dec 2015 · Until 8 Nov 2016
Recent activity
Updates to this firm's record on the FCA register.
No changes recorded yet.