First Rate Credit Union Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Senior staff personally approved by the FCA to hold their roles here.

Martin Newton
IRN MXN01695
- Director of firm who is not a certification employee or a SMF manager (since 18 Feb 2021)
- SMF8 Credit Union Senior Manager (7 Mar 2016 to 18 Feb 2021)
- CF1 Director (29 Jun 2015 to 6 Mar 2016)
Melek Thomas
IRN MXT01798
- CF2 Non Executive Director (1 Mar 2012 to 30 Nov 2015)
Michael Barnes
IRN MXB01805
- CF2 Non Executive Director (1 Dec 2010 to 30 Nov 2015)
- CF8 Apportionment and Oversight (3 Jul 2007 to 31 Mar 2009)
- CF1 Director (2 Jul 2002 to 1 Dec 2010)
Philip Michael Calcutt
IRN PMC01168
- CF1 Director (1 May 2009 to 1 Aug 2010)
Ray McCann
IRN RXM01563
- CF2 Non Executive Director (12 Apr 2010 to 6 Mar 2016)
- CF8 Apportionment and Oversight (2 Aug 2002 to 1 May 2007)
- CF1 Director (2 Jul 2002 to 1 May 2007)
Richard Paul Francis
IRN RPF01027
- CF1 Director (21 May 2003 to 1 Apr 2011)
Robert Alfred Hartley
IRN RAH01276
- SMF17 Money Laundering Reporting Officer (MLRO) (7 Mar 2016 to 29 Sep 2017)
- SMF8 Credit Union Senior Manager (7 Mar 2016 to 24 Oct 2018)
- CF11 Money Laundering Reporting (18 Nov 2014 to 6 Mar 2016)
- CF1 Director (1 Mar 2012 to 6 Mar 2016)
Robert Procter
IRN RXP01333
- CF1 Director (2 Jul 2002 to 10 Oct 2005)
Roger Tipping
IRN RXT01344
- CF1 Director (29 Jun 2005 to 18 Feb 2010)
Stephen Edward Dowling
IRN SED01073
- SMF8 Credit Union Senior Manager (7 Mar 2016 to 9 Feb 2017)
- CF1 Director (14 Jan 2015 to 6 Mar 2016)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.