First Complete Limited

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Retail (Non-Investment Insurance), Commercial, Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Retail (Non-Investment Insurance), Commercial, Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Credit Brokering
Stockbroking

For Retail (Non-Investment Insurance), Commercial, Non-investment insurance contracts
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Retail (Non-Investment Insurance), Commercial, Non-investment insurance contracts
Credit Score Services
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- · This permission is limited to not carrying out credit repair services

Senior staff personally approved by the FCA to hold their roles here.

Kathleen Mary Peden
IRN KMP00009
- (76)CF1 Director (AR) (10 May 2010 to 7 Sep 2012)
Kathryn Allen
IRN KXA00419
- (589)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (590)Appointed representative dealing with clients for which they require qualification (since 9 Jun 2025)
Kathryn Bradley
IRN KXB01890
- (74)CF4 Partner (AR) (since 29 Apr 2015)
Kathryn Chernyshov
IRN KXM00181
- (1658)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 2 Jan 2024)
Kathryn Elizabeth Leach
IRN KEL01031
- (1229)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (1230)Appointed representative dealing with clients for which they require qualification (since 19 Jan 2026)
Kathryn Harland
IRN KXH00113
- (2027)CF1 Director (AR) (10 May 2010 to 17 Jun 2010)
Kathryn Owen
IRN KXO01181
- (41)CF1 Director (AR) (4 May 2011 to 19 Aug 2011)
Kathryn Whittingham
IRN KXW00105
- (1809)Appointed representative dealing with clients for which they require qualification (6 Oct 2020 to 12 Aug 2022)
Kathy Owens
IRN KXO00030
- (160)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 3 Feb 2020)
Katie Crosby
IRN KXC00095
- (1306)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (1307)Appointed representative dealing with clients for which they require qualification (since 1 Apr 2020)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.