FEAR Financial Ltd

Date authorised
2 December 2024
Companies House
14965151
Last scraped
5 days ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    9 Victoria Street
    Cwmbran
    Torfaen
    NP44 3JS
    UNITED KINGDOM
    Phone
    +4407811033918
    Web
    https://www.fearfinancial.co.uk

  • Complaints Contact

    9 Victoria Street
    Cwmbran
    Torfaen
    NP44 3JS
    UNITED KINGDOM
    Phone
    +4407811033918

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • Investment Advice (no pensions)

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Advice

    For Customer, Regulated mortgage contract

    Show 1 limitation
    • · Firm is not permitted to carry on this activity in relation to lifetime mortgages

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

    Show 1 limitation
    • · Firm is not permitted to carry on this activity in relation to lifetime mortgages

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Nathan Luke Hill

    IRN NXH00456

    • 21. Advising or arranging (bringing about) equity release transactions
    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 14 Jul 2025)
  • Philippa Carter

    IRN PXC00744

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 2 Mar 2026)
    • CF1 Director (AR) (since 23 Jan 2026)
  • Richard John Jubb

    IRN RXJ00090

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 2 Jun 2025)
    • CF1 Director (AR) (since 7 May 2025)
  • Ross Douglas McMillan

    IRN RXM00243

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • CF1 Director (AR) (since 12 Feb 2025)
    • [FCA CF] Functions requiring qualifications (since 20 Jan 2025)
  • Thariq Khaliq

    IRN TXK00329

    • Appointed representative dealing with clients for which they require qualification (16 Dec 2025 to 4 Feb 2026)
  • Yiu Tong Kwok

    IRN YXT00081

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 24 Sep 2025)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Recent activity

Updates to this firm's record on the FCA register.

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