FEAR Financial Ltd

Date authorised
2 December 2024
Companies House
14965151
Last scraped
5 days ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    9 Victoria Street
    Cwmbran
    Torfaen
    NP44 3JS
    UNITED KINGDOM
    Phone
    +4407811033918
    Web
    https://www.fearfinancial.co.uk

  • Complaints Contact

    9 Victoria Street
    Cwmbran
    Torfaen
    NP44 3JS
    UNITED KINGDOM
    Phone
    +4407811033918

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • Investment Advice (no pensions)

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Advice

    For Customer, Regulated mortgage contract

    Show 1 limitation
    • · Firm is not permitted to carry on this activity in relation to lifetime mortgages

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

    Show 1 limitation
    • · Firm is not permitted to carry on this activity in relation to lifetime mortgages

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Andrew Charles

    IRN AJC01398

    • CF1 Director (AR) (since 20 Apr 2026)
  • Christopher Lawrence Hazell

    IRN CXH00243

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 23 Jun 2025)
    • CF1 Director (AR) (since 10 Jun 2025)
  • Curtis John Linney

    IRN CXL00262

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • CF1 Director (AR) (since 26 Feb 2025)
    • [FCA CF] Functions requiring qualifications (since 10 Feb 2025)
  • David Tindall

    IRN DXT00370

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 22 Dec 2025)
    • CF1 Director (AR) (since 29 Oct 2025)
  • Debbie Fletcher

    IRN DXF00076

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 30 Jan 2026)
    • CF1 Director (AR) (since 15 Jan 2026)
  • Emma Smart

    IRN EXS00296

    • CF1 Director (AR) (since 25 Mar 2026)
  • George Binnington

    IRN GXB00586

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 26 Jan 2026)
    • CF1 Director (AR) (since 12 Sep 2025)
  • Jagjit Dulai

    IRN JXD00358

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 1 Aug 2025)
    • CF1 Director (AR) (since 3 Jul 2025)
  • Leigh Rowland

    IRN LXR00070

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • SMF16 Compliance Oversight (since 2 Dec 2024)
    • SMF3 Executive Director (since 2 Dec 2024)
    • [FCA CF] Functions requiring qualifications (since 2 Dec 2024)
    • Responsible for Insurance Distribution (since 2 Dec 2024)
    • Responsibility for MCD Intermediation (since 2 Dec 2024)
  • Martin Naan

    IRN MXN30815

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 17 Jan 2026)
    • CF1 Director (AR) (since 27 Nov 2025)
Show more

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Show more

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.