EXCEL -A- RATE BUSINESS SERVICES LIMITED

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
Debt Advice
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- · Limited to debt counselling excluding the administration of debt management plans In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders"
Consumer Hire
Consumer Loans
Consumer Hire Servicing
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Colin Jeffrey Samuels
IRN CJS01362
- [FCA CF] Significant management (since 9 Dec 2019)
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 10 Dec 2019)
- SMF3 Executive Director (9 Dec 2019 to 1 Apr 2021)
- CF1 Director (15 Apr 2016 to 8 Dec 2019)
David Adrian Ballan
IRN DAB01345
- SMF3 Executive Director (since 9 Dec 2019)
- [FCA CF] Significant management (since 9 Dec 2019)
- CF1 Director (15 Apr 2016 to 8 Dec 2019)
Denise Pinder
IRN DXP01911
- [FCA CF] Significant management (since 9 Dec 2019)
- SMF3 Executive Director (since 9 Dec 2019)
- SMF16 Compliance Oversight (since 9 Dec 2019)
- SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 23 Mar 2021)
- CF10 Compliance Oversight (10 Aug 2016 to 8 Dec 2019)
- CF11 Money Laundering Reporting (15 Apr 2016 to 8 Dec 2019)
- CF1 Director (15 Apr 2016 to 8 Dec 2019)
Michael Brendan Slattery
IRN MBS01101
- [FCA CF] Significant management (since 9 Dec 2019)
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 10 Dec 2019)
- SMF3 Executive Director (9 Dec 2019 to 29 Sep 2021)
- CF1 Director (15 Apr 2016 to 8 Dec 2019)
Zachary James Ballan
IRN ZJB01004
- SMF17 Money Laundering Reporting Officer (MLRO) (since 25 Jun 2021)
- [FCA CF] Significant management (since 9 Dec 2019)
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (11 Jul 2018 to 8 Dec 2019)

Smaller firms operating under this firm's FCA authorisation.

Go Low Carbon Limited (no longer appointed)
FRN 979575 · Appointed 22 Jul 2022 · Until 20 Jul 2023
Questorwell Limited (no longer appointed)
FRN 748405 · Appointed 27 May 2016 · Until 10 Jul 2019

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.