ES Risks Limited

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

P2P Lending Advice

For Commercial, Professional, Retail (Non-Investment Insurance)
Investment Advice (no pensions)

For Commercial, Professional, Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Rights to or interests in investments (Contractually Based Investments)
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Professional, Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Rights to or interests in investments (Contractually Based Investments)
Insurance Admin

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Investment Setup

For Commercial, Professional, Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Rights to or interests in investments (Contractually Based Investments)

Senior staff personally approved by the FCA to hold their roles here.

Timothy James McCosh
IRN TXM00074
- CF1 Director (AR) (since 19 Feb 2021)
Trevor Frederick Smith
IRN TXS03494
- CF1 Director (AR) (2 Oct 2020 to 7 Mar 2024)
Warren Paul Dickson
IRN WPD01010
- Director of firm who is not a certification employee or a SMF manager (28 Nov 2023 to 1 May 2025)
- SMF3 Executive Director (13 Feb 2023 to 28 Nov 2023)

Smaller firms operating under this firm's FCA authorisation.

Skyfront Limited (no longer appointed)
FRN 840828 · Appointed 25 Apr 2019 · Until 14 Mar 2024
TUWCO Ltd. (no longer appointed)
FRN 839122 · Appointed 1 Apr 2019 · Until 19 May 2021
Crowstone Agencies Limited (no longer appointed)
FRN 827441 · Appointed 13 Dec 2018 · Until 14 Mar 2024
ADINS Services Limited (no longer appointed)
FRN 597953 · Appointed 4 Dec 2018 · Until 6 Sep 2021
Crowstone Agencies Limited (no longer appointed)
FRN 827441 · Appointed 30 Nov 2018 · Until 4 Dec 2018
Themis Clinical Defence Limited (no longer appointed)
FRN 826742 · Appointed 22 Nov 2018 · Until 16 Jun 2023
Oops Insurance Services Limited (no longer appointed)
FRN 825375 · Appointed 7 Nov 2018 · Until 30 Sep 2021
Lumnia Consulting Limited (no longer appointed)
FRN 815383 · Appointed 2 Aug 2018 · Until 4 Apr 2022
Thoughtchange Limited (no longer appointed)
FRN 815319 · Appointed 2 Aug 2018 · Until 27 May 2021
Andrew Davis (no longer appointed)
FRN 812242 · Appointed 25 Jun 2018 · Until 30 Jul 2025

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.