ES Risks Limited

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

P2P Lending Advice

For Commercial, Professional, Retail (Non-Investment Insurance)
Investment Advice (no pensions)

For Commercial, Professional, Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Rights to or interests in investments (Contractually Based Investments)
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Professional, Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Rights to or interests in investments (Contractually Based Investments)
Insurance Admin

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Investment Setup

For Commercial, Professional, Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Rights to or interests in investments (Contractually Based Investments)

Senior staff personally approved by the FCA to hold their roles here.

Timothy James McCosh
IRN TXM00074
- CF1 Director (AR) (since 19 Feb 2021)
Trevor Frederick Smith
IRN TXS03494
- CF1 Director (AR) (2 Oct 2020 to 7 Mar 2024)
Warren Paul Dickson
IRN WPD01010
- Director of firm who is not a certification employee or a SMF manager (28 Nov 2023 to 1 May 2025)
- SMF3 Executive Director (13 Feb 2023 to 28 Nov 2023)

Smaller firms operating under this firm's FCA authorisation.

RoyleMac10 Limited
FRN 748728 · Appointed 21 Sep 2017
London and Overseas Brokers Limited
FRN 739880 · Appointed 10 Mar 2016
International Construction Warranties Limited
FRN 707103 · Appointed 17 Jun 2015
Bridge Facilities Limited
FRN 669600 · Appointed 3 Feb 2015
ESE Specialty Limited (no longer appointed)
FRN 1031702 · Appointed 16 May 2025 · Until 11 Jun 2025
Surety & Guarantee Services Limited (no longer appointed)
FRN 767539 · Appointed 7 Jun 2024 · Until 3 Sep 2024
Vivo Lifestyle Services Limited (no longer appointed)
FRN 977441 · Appointed 3 Dec 2023 · Until 26 Feb 2025
Warmbox Protect Limited (no longer appointed)
FRN 992097 · Appointed 20 Feb 2023 · Until 1 Oct 2024
CRI RE Limited (no longer appointed)
FRN 992064 · Appointed 19 Feb 2023 · Until 27 Mar 2024
Aspect Labs Limited (no longer appointed)
FRN 991219 · Appointed 3 Feb 2023 · Until 15 Jul 2024

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.