EFT Finance Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting with no debt management activity
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity

Senior staff personally approved by the FCA to hold their roles here.

Kieran Swarbreck
IRN KXS00390
- CF1 Director (AR) (17 Mar 2022 to 4 Aug 2023)
Kyle Miller
IRN KXM02378
- CF1 Director (AR) (since 27 Jan 2026)
Laura Cole
IRN LXC00346
- CF1 Director (AR) (25 Mar 2022 to 4 Aug 2023)
Lawrence David Clancy
IRN LDC01043
- CF1 Director (AR) (31 Mar 2022 to 15 May 2024)
Malcolm Thomas Porter
IRN MXP00504
- CF1 Director (AR) (since 16 Feb 2022)
Mark Craig McArthur
IRN MCM01165
- SMF3 Executive Director (9 Dec 2019 to 30 Oct 2020)
- CF1 Director (1 Jun 2015 to 8 Dec 2019)
Mark Graham Wright
IRN MXW00723
- CF1 Director (AR) (since 4 Jul 2023)
Mathew Clarke
IRN MXC03197
- CF1 Director (AR) (20 Dec 2023 to 26 Apr 2024)
Michael Richards
IRN MXR01034
- CF1 Director (AR) (11 Jul 2025 to 19 Dec 2025)
Naomi Ann Bonner
IRN NXB00574
- CF1 Director (AR) (7 Mar 2025 to 20 Aug 2025)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.