Des Winks Cars Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Insurance Admin

For Retail (Non-Investment Insurance), Non-investment insurance contracts
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- · Subject to this activity being limited to a non-mainstream regulated activity
Credit Brokering
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- · Limited to credit broking for the purposes of or in connection with the sale or hire of motor vehicles
Stockbroking

For Retail (Non-Investment Insurance), Non-investment insurance contracts
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- · Subject to this activity being limited to a non-mainstream regulated activity
Debt Negotiation
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- · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.
Debt Advice
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- · This permission is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Andrew Veitch
IRN AXV00054
- Director of firm who is not a certification employee or a SMF manager (since 1 Jun 2022)
- [FCA CF] Manager of certification employee (since 1 Jan 2021)
Martin Wray
IRN MXW01601
- SMF16 Compliance Oversight (since 28 Jun 2021)
- SMF17 Money Laundering Reporting Officer (MLRO) (since 28 Jun 2021)
- SMF3 Executive Director (since 9 Dec 2019)
- Responsible for Insurance Distribution (since 1 Oct 2018)
- Responsible for Insurance Mediation (14 Jan 2005 to 30 Sep 2018)
- CF8 Apportionment and Oversight (14 Jan 2005 to 31 Mar 2009)
- CF1 Director (14 Jan 2005 to 8 Dec 2019)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.