Debt Concerns Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice

Senior staff personally approved by the FCA to hold their roles here.

Allan Daniel Spencer
IRN ADS01230
- CF1 Director (18 Mar 2016 to 26 Jul 2019)
David Hooton
IRN DXH02320
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (16 Apr 2018 to 8 Dec 2019)
Emma May Kirk
IRN EMK01029
- CF1 Director (21 Mar 2016 to 20 Feb 2018)
Gillian Wrigley
IRN GXW01717
- SMF16 Compliance Oversight (since 9 Dec 2019)
- SMF3 Executive Director (since 9 Dec 2019)
- CF10 Compliance Oversight (6 Dec 2019 to 8 Dec 2019)
- CF1 Director (17 Apr 2018 to 8 Dec 2019)
Jennifer Burgess
IRN JXB03017
- CF1 Director (AR) (8 Apr 2019 to 20 Jun 2023)
Matthew Colin Bowker
IRN MCB01180
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (17 Apr 2018 to 8 Dec 2019)

Smaller firms operating under this firm's FCA authorisation.

The Consultancy People Limited (no longer appointed)
FRN 770135 · Appointed 16 Nov 2018 · Until 1 Jul 2023
E&J ASSOCIATES LIMITED (no longer appointed)
FRN 803592 · Appointed 7 Mar 2018 · Until 15 Nov 2018
Crystal Legal Services Ltd (no longer appointed)
FRN 802549 · Appointed 22 Feb 2018 · Until 3 Dec 2018
M&M Future Solutions Ltd (no longer appointed)
FRN 802540 · Appointed 22 Feb 2018 · Until 15 Nov 2018

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.