Date authorised
1 April 2013
Last scraped
4 days ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Cumberland House
    Cooper Way
    Parkhouse
    Carlisle
    Cumbria
    CA3 0JF
    UNITED KINGDOM
    Phone
    +4401228403141
  • Complaints Contact

    Cumberland House
    Cooper Way
    Parkhouse
    Carlisle
    Cumbria
    CA3 0JF
    UNITED KINGDOM
    Phone
    +4401228403141

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Bank Deposits

    For All, Deposit

  • Buy-to-Let Mortgage Admin

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • Buy-to-Let Mortgage Lending

  • Mortgage Servicing

    For Customer, Regulated mortgage contract

  • P2P Lending Advice

    For Commercial, Retail (Non-Investment Insurance)

  • Investment Advice (no pensions)

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.
  • Arranges Investments

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Insurance Admin

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Stockbroking

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Trades With You Directly

    For Eligible Counterparty, Professional, Retail (Investment), Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract, Spread Bet

    Show 2 limitations
    • · The firm, in carrying out this regulated activity, is limited to entering into transactions in a manner which, if the firm was an unauthorised person, would come within article 16 of the RAO.
    • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • Mortgage Lending

    For Customer, Regulated mortgage contract

  • Consumer Loans

  • Loan Servicing

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Eleanor Diane Foster

    IRN EXF00133

    • [FCA CF] Material risk taker (since 9 Jan 2023)
  • Elizabeth Eastburn

    IRN EXE00066

    • [FCA CF] Material risk taker (since 7 Nov 2022)
  • Ella Barker

    IRN EXB00540

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 1 Oct 2025)
  • Emily Graham

    IRN EXG00288

    • [FCA CF] Client dealing (1 Apr 2024 to 30 Jul 2025)
  • Eric Richard Gunn

    IRN ERG00004

    • SMF14 Senior Independent Director (22 Aug 2022 to 22 Jul 2024)
    • SMF10 Chair of the Risk Committee (7 Aug 2019 to 5 Dec 2023)
  • Gary Richardson

    IRN GXR01719

    • SMF24 Chief Operations (12 Feb 2018 to 9 Apr 2020)
  • Gavin James Lowes

    IRN GJL30794

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 1 Sep 2021)
  • Gavin MacKay

    IRN GXM33012

    • [FCA CF] Material risk taker (15 Apr 2019 to 13 Mar 2020)
  • Gillian Baker

    IRN GXB33011

    • [FCA CF] Material risk taker (1 Jan 2019 to 31 Jan 2020)
  • Gillian Frances Gardner

    IRN GFG01019

    • SMF14 Senior Independent Director (18 Nov 2016 to 2 Jul 2018)
    • SMF12 Chair of the Remuneration Committee (7 Mar 2016 to 3 Nov 2016)
    • CF2 Non Executive Director (7 Aug 2012 to 6 Mar 2016)

Recent activity

Updates to this firm's record on the FCA register.

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