Creditas Financial Solutions Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting with no debt management activity
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity

Senior staff personally approved by the FCA to hold their roles here.

Andrew Shaw
IRN AXS03740
- SMF3 Executive Director (9 Dec 2019 to 7 Jan 2026)
- CF1 Director (AR) (28 Nov 2017 to 29 Jan 2024)
- CF1 Director (29 Jun 2015 to 8 Dec 2019)
Christopher Higgins
IRN CXH00740
- CF1 Director (AR) (since 23 Jan 2024)
Eilin Ahmadi
IRN EXA00229
- CF1 Director (AR) (since 18 Nov 2025)
Iain Michael King
IRN IMK01021
- CF1 Director (AR) (since 16 Jul 2024)
Kevin Cassidy
IRN KXC01275
- CF1 Director (AR) (since 20 Jul 2023)
Kevin Kaye
IRN KXK16036
- SMF3 Executive Director (16 Dec 2024 to 1 Jul 2025)
Lee Streets
IRN LXS01287
- SMF16 Compliance Oversight (since 23 Jan 2026)
- SMF3 Executive Director (since 17 Dec 2024)
Matthew James Hanson
IRN MXH01058
- SMF3 Executive Director (since 27 Jun 2025)
Phil Kerr
IRN PXK25522
- SMF17 Money Laundering Reporting Officer (MLRO) (since 14 Mar 2020)
Reece Jon Bailey
IRN RXB00588
- CF1 Director (AR) (10 Jul 2023 to 12 Jan 2026)

Smaller firms operating under this firm's FCA authorisation.

Carcoo Limited (no longer appointed)
FRN 933164 · Appointed 28 Aug 2020 · Until 11 Oct 2021
Finset Limited (no longer appointed)
FRN 932522 · Appointed 20 Aug 2020 · Until 11 Jul 2023
Click Car Loans Limited (no longer appointed)
FRN 930928 · Appointed 29 Jul 2020 · Until 11 Nov 2021
Glasgow Seventy 4 Car Sales Limited (no longer appointed)
FRN 838620 · Appointed 28 Mar 2019 · Until 22 Aug 2019
Waqas Ullah (no longer appointed)
FRN 832793 · Appointed 4 Feb 2019 · Until 24 Jun 2019
Mark Woodall (no longer appointed)
FRN 832610 · Appointed 1 Feb 2019 · Until 24 Jun 2019
Saad Khan (no longer appointed)
FRN 832439 · Appointed 30 Jan 2019 · Until 18 Apr 2019
Max Motor Co (Yorkshire) Limited (no longer appointed)
FRN 832437 · Appointed 30 Jan 2019 · Until 9 Aug 2019
Vehicle Finance Solutions Ltd (no longer appointed)
FRN 832340 · Appointed 30 Jan 2019 · Until 26 Mar 2019
Rochdale Car Sales Ltd (no longer appointed)
FRN 832227 · Appointed 29 Jan 2019 · Until 8 Jan 2020

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.