Credit and Finance Ltd

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
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- · Credit broking, limited to effecting an introduction in accordance with Article 36A(1)(a), (b) and (c) of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001. The activity must not involve giving advice [or making specific recommendations] to borrowers.”

Senior staff personally approved by the FCA to hold their roles here.

Saravanamuthu Kumarapalan
IRN SXK01309
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (30 Sep 2015 to 8 Dec 2019)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.