Commercial and Asset Finance Ltd

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods and vehicle finance.
Debt Advice
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- · This permission is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods and vehicle finance.

Senior staff personally approved by the FCA to hold their roles here.

Aaron Wilson
IRN AXW01029
- CF1 Director (AR) (since 14 Jul 2025)
Alistair john McCallum
IRN AXM01802
- CF1 Director (AR) (since 25 Apr 2023)
Chloe Jayne Hubble
IRN CXH00638
- CF1 Director (AR) (since 21 Feb 2023)
Claire Dempster
IRN CXD00712
- CF1 Director (AR) (since 16 Feb 2026)
Fraser John Black
IRN FXB00241
- CF1 Director (AR) (since 21 Jul 2025)
Joe Hindmarsh
IRN JXH00886
- CF1 Director (AR) (23 May 2022 to 30 Sep 2022)
John Robertson
IRN JXR00682
- CF1 Director (AR) (since 20 Mar 2023)
Martin Gallagher
IRN MXG00456
- CF1 Director (AR) (since 21 Apr 2022)
William Blair Michie
IRN WBM01021
- SMF16 Compliance Oversight (since 9 Dec 2019)
- SMF3 Executive Director (since 9 Dec 2019)
- CF10 Compliance Oversight (9 May 2016 to 8 Dec 2019)
- CF1 Director (9 May 2016 to 8 Dec 2019)
Yohan Chedmail
IRN YXC00123
- CF1 Director (AR) (since 16 Feb 2026)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.