Central Trust Limited

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Admin
Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Lending
Mortgage Servicing

For Customer, Regulated mortgage contract
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Advice
Show 1 limitation Hide limitations
- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Mortgage Lending

For Customer, Regulated mortgage contract
Mortgage Setup

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

Andrew Clive Turner
IRN ACT01054
- SMF9 Chair of the Governing Body (since 9 Dec 2019)
- CF2 Non Executive Director (27 Jul 2016 to 8 Dec 2019)
Bushra Zia
IRN BXZ01076
- SMF16 Compliance Oversight (9 Dec 2019 to 3 Oct 2025)
- CF10 Compliance Oversight (28 Sep 2017 to 7 Jun 2018)
Carl Daniel Astley
IRN CDA01045
- SMF3 Executive Director (19 Sep 2021 to 13 Jun 2025)
Darren Green
IRN DXG00247
- [FCA CF] Manager of certification employee (since 25 Mar 2021)
Darren Smith
IRN DXS01021
- [FCA CF] Significant management (since 4 Jul 2024)
Debbie Carol Burton
IRN DCB01111
- SMF1 Chief Executive (since 9 Dec 2019)
- SMF3 Executive Director (since 9 Dec 2019)
- Responsibility for MCD Intermediation (since 4 Sep 2018)
- CF1 Director (27 Jul 2016 to 8 Dec 2019)
- CF3 Chief Executive (27 Jul 2016 to 8 Dec 2019)
Doug McCreery
IRN DXM00462
- [FCA CF] Significant management (since 25 Mar 2021)
Graeme Affleck
IRN GXA00288
- SMF3 Executive Director (since 19 Sep 2025)
Graham Charles Eke
IRN GCE01014
- CF1 Director (27 Jul 2016 to 3 Jan 2017)
Jane Elizabeth McMahon
IRN JEM00003
- Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
- CF2 Non Executive Director (1 Oct 2016 to 8 Dec 2019)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.