Calluna Financial Limited

• Principal Place of Business

  Calluna Financial Limited

  6 Primrose Street

  Alloa

  Clackmannanshire

  FK10 1JG

  UNITED KINGDOM

  Phone

  +441416400900

  Web

  https://www.callunafinancial.co.uk

• Complaints Contact

  Calluna Financial Limited

  6 Primrose Street

  Alloa

  Clackmannanshire

  FK10 1JG

  UNITED KINGDOM

  Phone

  +441416400990

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• Investment Advice (no pensions)

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Mortgage Advice

  For Customer, Regulated mortgage contract

  Show 2 limitations Hide limitations

  • · Firm is permitted to carry on this activity in relation to first charge mortgages only
  • · Firm is not permitted to carry on this activity in relation to lifetime mortgages

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Mortgage Arranging

  For Customer, Regulated mortgage contract

  Show 2 limitations Hide limitations

  • · Firm is permitted to carry on this activity in relation to first charge mortgages only
  • · Firm is not permitted to carry on this activity in relation to lifetime mortgages

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Daljit Singh Sandhu

  IRN DXS01117

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 2 Mar 2026)
• Emma Melrose

  IRN EXM00526

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 2 Mar 2026)
• John O'Malley

  IRN JXO13026

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 1 Apr 2025)
  • SMF3 Executive Director (since 1 Apr 2025)
• Lucy Macdonald

  IRN LXM68517

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 17 Mar 2026)
• Stephanie English

  IRN SXE00078

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • Responsibility for MCD Intermediation (since 1 Apr 2025)
  • Responsible for Insurance Distribution (since 1 Apr 2025)
  • SMF16 Compliance Oversight (since 1 Apr 2025)
  • [FCA CF] Functions requiring qualifications (since 1 Apr 2025)
• Yasha Farqan Akhtar

  IRN YXA00099

  • [FCA CF] Functions requiring qualifications (2 Feb 2026 to 29 Apr 2026)

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