Date authorised
1 April 2013
Last scraped
3 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    45 Bromham Road
    Bedford
    Bedfordshire
    MK40 2AA
    UNITED KINGDOM
    Phone
    +4401234358344
  • Complaints Contact

    45 Bromham Road
    Bedford
    Bedfordshire
    MK40 2AA
    UNITED KINGDOM
    Phone
    +4401234358344

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Bank Deposits

    For All, Deposit

    Show 1 limitation
    • · Limited to accepting deposits in the course of carrying out transactions permitted by the rules of the Society.
  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.
  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Arranges Asset Safekeeping

    For Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Manages Insurance Policies

    For All, Life and annuity, Permanent health

  • Stockbroking

    For Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Trades With You Directly

    For Eligible Counterparty, Professional, Retail (Investment), Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Life Policy, Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract, Spread Bet

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • Issues Insurance

    For All, Life and annuity, Permanent health

  • Investment Setup

    For Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Holds Your Assets

    For Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Michael Waghorne

    IRN MXW01028

    • SMF17 Money Laundering Reporting Officer (MLRO) (since 30 Jan 2026)
    • SMF16 Compliance Oversight (since 30 Jan 2026)
  • Natalie Summerson

    IRN NXS00296

    • Responsible for Insurance Distribution (5 Dec 2021 to 1 Apr 2025)
    • SMF18 Other Overall Responsibility (5 Dec 2021 to 1 Apr 2025)
  • Nicholas Mark Bayley

    IRN NMB01074

    • SMF13 Chair of the Nominations Committee (10 Dec 2018 to 4 Feb 2019)
    • CF2a Chair of the Nominations Committee (15 Nov 2017 to 9 Dec 2018)
    • SIMF14 Senior Independent Director (30 Aug 2016 to 3 May 2018)
    • SIMF9 Chairman (7 Mar 2016 to 30 Aug 2016)
    • CF2 Non Executive Director (17 Jan 2008 to 6 Mar 2016)
  • Nicholas Telfer

    IRN NXT43480

    • [FCA CF] Significant management (9 Dec 2019 to 11 Sep 2020)
  • Nicola Herbert

    IRN NXH00245

    • [FCA CF] Significant management (since 5 Oct 2021)
  • Nicole Coll

    IRN NXC01524

    • Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 4 Apr 2022)
  • Paul Michael Andrews

    IRN PMA01027

    • [FCA CF] Significant management (9 Dec 2019 to 5 Oct 2020)
  • Perry Ian Thomas

    IRN PIT01007

    • SMF10 Chair of the Risk Committee (since 23 Nov 2021)
    • Director of firm who is not a certification employee or a SMF manager (5 May 2021 to 23 Nov 2021)
  • Reeshi Harania

    IRN RXH00413

    • SMF3 Executive Director (4 Jan 2024 to 1 Jan 2026)
    • SMF4 Chief Risk (29 Dec 2021 to 1 Jan 2026)
    • SMF16 Compliance Oversight (29 Dec 2021 to 1 Jan 2026)
    • SMF17 Money Laundering Reporting Officer (MLRO) (29 Dec 2021 to 1 Jan 2026)
  • Richard John English

    IRN RJE01078

    • CF2 Non Executive Director (1 Dec 2001 to 15 Jun 2012)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.