BOWER RETIREMENT LIMITED

• Principal Place of Business

  Ongar Business Centre

  The Gables

  Fyfield Road

  Ongar

  Essex

  CM5 0GA

  UNITED KINGDOM

  Phone

  +442038176050

  Web

  https://www.bowerhomefinance.co.uk

• Complaints Contact

  Ongar Business Centre

  The Gables

  Fyfield Road

  ONGAR

  ESSEX

  CM5 0GA

  UNITED KINGDOM

  Phone

  +442038176050

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from pension policies with a Guaranteed Annuity Rate.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding the administration of debt management plans. In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders."

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Gordon Stuart Cunningham

  IRN GXC01359

  • CF29 Significant management (1 Aug 2013 to 28 Apr 2017)
• Graham Martin Tyrrel

  IRN GXT00099

  • [FCA CF] Functions requiring qualifications (18 Oct 2022 to 18 Jan 2023)
• Hazel Carter

  IRN HCC00004

  • 21. Advising or arranging (bringing about) equity release transactions
  • [FCA CF] Functions requiring qualifications (since 10 Jul 2025)
• Hugh George Martin Casey

  IRN HXC00134

  • [FCA CF] Functions requiring qualifications (29 Jun 2021 to 8 Mar 2022)
• Hugh Rankin Kennedy

  IRN HRK01011

  • [FCA CF] Functions requiring qualifications (16 Aug 2022 to 25 Sep 2022)
• Ian Barry Whittington

  IRN IXW00049

  • [FCA CF] Functions requiring qualifications (19 Dec 2022 to 2 Feb 2024)
• Ian Bigwood

  IRN IXB00005

  • 21. Advising or arranging (bringing about) equity release transactions
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 29 Jun 2021)
• JANICE MCLAUGHLAN

  IRN JXM01119

  • [FCA CF] Functions requiring qualifications (11 Jul 2025 to 2 Apr 2026)
• James Knighton

  IRN JXK00182

  • 21. Advising or arranging (bringing about) equity release transactions
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 29 Jan 2024)
• Jeffrey Meggeson

  IRN JXM00454

  • [FCA CF] Functions requiring qualifications (13 Mar 2023 to 31 Aug 2025)

• Bower Pension Services (no longer appointed)

  FRN 608338 · Appointed 7 Oct 2013 · Until 20 Apr 2015

No changes recorded yet.