Beneficial Ltd
Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
Suite 1, 16a Alderley RoadWilmslowCheshireSK9 1JXUNITED KINGDOM- Phone
- +4403337000900
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Complaints Contact
Suite 1, 16a Alderley RoadWilmslowCheshireSK9 1JXUNITED KINGDOM- Phone
- +4403337000900
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Admin
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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Equity Release Advice
For Customer, Home reversion plans
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Investment Advice (no pensions)
For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
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Equity Release Arranging
For Customer, Home reversion plans
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Arranges Investments
For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Insurance Admin
For Commercial, Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts
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Buy-to-Let Start Date
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Buy-to-Let Status
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Credit Brokering
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Stockbroking
For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
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Debt Advice
Show 1 limitation Hide limitations
- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
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Equity Release Setup
For Customer, Home reversion plans
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Mortgage Setup
For Customer, Regulated mortgage contract
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Investment Setup
For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
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Credit Score Services
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Paul Gavin Leo Dempsey
IRN PGD01051
- Appointed representative dealing with clients for which they require qualification (22 Aug 2022 to 30 Jun 2024)
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Paul James Thomas
IRN PXT00087
- Appointed representative dealing with clients for which they require qualification (9 Dec 2020 to 17 Oct 2022)
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Paul Verrall
IRN PXV00017
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- CF1 Director (AR) (since 11 Oct 2023)
- Appointed representative dealing with clients for which they require qualification (since 20 Jun 2023)
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Peter Marsh
IRN PXM02757
- CF10 Compliance Oversight (30 Jan 2018 to 6 Sep 2019)
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Phillip Kelvin Cope
IRN PKC01022
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 28 Apr 2026)
- CF1 Director (AR) (since 27 Apr 2026)
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Prachandra Shrestha
IRN PXS00970
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 1 Dec 2025)
- CF1 Director (AR) (since 29 Nov 2025)
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Priyank Niteenkumar Vinchhi
IRN PXV00035
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 14 Oct 2025)
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Pushkar Patel
IRN PXP00315
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 26 Feb 2024)
- CF1 Director (AR) (since 23 Feb 2024)
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Raja Muhammad Iftikhar
IRN RXI00012
- Appointed representative dealing with clients for which they require qualification (20 Dec 2021 to 24 Jan 2024)
- CF1 Director (AR) (20 Dec 2021 to 24 Jan 2024)
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Rajesh Kumar-Bhardwaj
IRN RXK01177
- Appointed representative dealing with clients for which they require qualification (4 Mar 2024 to 28 Nov 2024)
- CF1 Director (AR) (2 Mar 2024 to 28 Nov 2024)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Johnsons Mortgages Limited (no longer appointed)
FRN 849714 · Appointed 9 Dec 2019 · Until 27 Jul 2021
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Quantum Financial Advisers Ltd (no longer appointed)
FRN 843380 · Appointed 4 Jun 2019 · Until 16 Jul 2020
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Somerset Financial Services Limited (no longer appointed)
FRN 808141 · Appointed 20 May 2019 · Until 17 May 2021
Recent activity
Updates to this firm's record on the FCA register.
No changes recorded yet.