Aviva Equity Release UK Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Equity Release Admin

For Customer, Home reversion plans
Mortgage Servicing

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Mortgage Arranging

For Customer, Regulated mortgage contract
Trades With You Directly

For Customer, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments)
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- · The firm, in carrying on this regulated activity, is limited to entering into transactions in a manner which (a) if the firm was an unauthorised person, would come within article 16 of the RAO; or (b) if entering into a regulated mortgage contract as lender were not a regulated activity, would come within article 19 of the RAO
- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
Mortgage Lending

For Customer, Regulated mortgage contract
Consumer Loans
Loan Servicing
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

Michael Terence Kirsch
IRN MTK01011
- CF1 Director (31 Oct 2004 to 14 Sep 2006)
Michele Golunska
IRN MFB01057
- [FCA CF] Manager of certification employee (since 10 Jul 2023)
Michelle Drage
IRN MXD01807
- CF1 Director (10 Jan 2011 to 29 Jul 2011)
- CF29 Significant management (6 Oct 2008 to 1 Dec 2008)
Mr David McHugh
IRN MXD00361
- [FCA CF] Significant management (18 Jun 2021 to 25 Oct 2021)
Neil David Grady
IRN NXG00153
- [FCA CF] Significant management (25 Nov 2021 to 30 Jun 2025)
Neil Harrison
IRN NXH00071
- [FCA CF] Manager of certification employee (since 1 Oct 2023)
Nicholas John Robertson
IRN NXR00263
- SMF17 Money Laundering Reporting Officer (MLRO) (since 20 Mar 2024)
- [FCA CF] Significant management (19 Jun 2023 to 21 Jan 2024)
Nicolaos Andreas Nicandrou
IRN NAN01013
- CF1 Director (30 Nov 2006 to 27 Apr 2009)
Patrick Joseph Robert Snowball
IRN PJS01175
- CF8 Apportionment and Oversight (10 Feb 2006 to 24 Apr 2006)
Patrick Neville
IRN PXN01195
- CF1 Director (11 Nov 2010 to 1 Sep 2011)
- CF29 Significant management (19 Jan 2009 to 11 Nov 2010)

Smaller firms operating under this firm's FCA authorisation.

Railway Employees & Public Transport Association (no longer appointed)
FRN 409348 · Appointed 17 Dec 2004 · Until 12 Feb 2007

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.