Andrew Smith

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Insurance Admin

For Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Plan Admin
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Consumer Hire
Consumer Hire Servicing

Senior staff personally approved by the FCA to hold their roles here.

Anthony Daniel Haigh
IRN AXH00567
- CF1 Director (AR) (13 Oct 2021 to 14 Mar 2022)
Asad Ashfaq
IRN AXA00700
- CF1 Director (AR) (14 Sep 2022 to 28 Sep 2022)
Avron Goss
IRN AXG18118
- CF1 Director (AR) (since 10 Jan 2025)
Azar Iqbal Hussain
IRN AXH01025
- CF1 Director (AR) (19 Jan 2024 to 3 Mar 2025)
Barry Brown
IRN BXB00302
- CF1 Director (AR) (28 Mar 2023 to 19 Sep 2024)
Brian Christopher Corcoran
IRN BXC00401
- CF1 Director (AR) (since 6 Jan 2025)
Brij Dhody
IRN BXD00260
- CF1 Director (AR) (8 Aug 2024 to 3 Jul 2025)
Cameron Williams
IRN CXW00609
- CF1 Director (AR) (since 23 Nov 2023)
Carmen Kaviza
IRN CXK86840
- CF1 Director (AR) (27 Jan 2021 to 24 Jun 2021)
Christopher Paul Butterworth
IRN CXB01098
- CF1 Director (AR) (since 4 Sep 2025)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.