Andrew Smith

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Insurance Admin

For Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Plan Admin
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Consumer Hire
Consumer Hire Servicing

Senior staff personally approved by the FCA to hold their roles here.

Jon Hendry-Pickup
IRN JXH00559
- CF1 Director (AR) (since 7 Feb 2023)
Julie Cooper
IRN JXC01304
- CF1 Director (AR) (12 Feb 2024 to 3 Dec 2025)
Karen Lesley Proctor
IRN KLP01043
- CF1 Director (AR) (since 27 Jan 2021)
Karl John Dimmock
IRN KXD07251
- CF1 Director (AR) (27 Jan 2021 to 6 Mar 2025)
Kevin Peter Evans
IRN KXE00082
- CF1 Director (AR) (25 Aug 2022 to 13 Jul 2023)
Leah Burke
IRN LXB01834
- CF1 Director (AR) (since 1 Jan 2021)
Leon Karl Friend
IRN LXF18034
- CF1 Director (AR) (1 Jan 2021 to 2 Dec 2025)
Liam James Brammer
IRN LXB00592
- CF1 Director (AR) (25 Jul 2023 to 10 Jun 2024)
Mario Giovanni Bassi
IRN MXB01265
- CF1 Director (AR) (17 Dec 2023 to 26 Feb 2024)
Mark Anthony Yates-May
IRN MXY00119
- CF1 Director (AR) (19 Aug 2024 to 31 Dec 2024)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.