Andrew Smith

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Insurance Admin

For Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Plan Admin
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Consumer Hire
Consumer Hire Servicing

Senior staff personally approved by the FCA to hold their roles here.

Gareth James Robertson
IRN GXR00357
- CF1 Director (AR) (since 20 Nov 2025)
Genevieve Rye
IRN GXR00188
- CF1 Director (AR) (30 Mar 2022 to 31 May 2022)
Gerald Joseph Docherty
IRN GXD00245
- CF1 Director (AR) (8 Mar 2022 to 22 Oct 2024)
Gopal Pandya
IRN GXP01704
- CF1 Director (AR) (11 Apr 2023 to 16 Aug 2024)
Gulbarg Singh
IRN GXS18975
- CF1 Director (AR) (1 Jan 2021 to 17 Feb 2022)
Heather Jane Wright
IRN HXW00120
- CF1 Director (AR) (17 Mar 2022 to 30 Dec 2024)
Jamie Alexander Golding
IRN JXG13007
- CF1 Director (AR) (since 21 Nov 2025)
- CF1 Director (AR) (27 Jan 2021 to 6 Dec 2024)
Jason Graham Walker
IRN JXW00996
- CF1 Director (AR) (5 Feb 2024 to 31 Jul 2025)
Jefferson Leonardo Suarez Satizabal
IRN JXS03911
- CF1 Director (AR) (23 Apr 2024 to 18 Jul 2025)
John Martin Keogh
IRN JXK00481
- CF1 Director (AR) (since 26 Jan 2023)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.