Andrew Smith

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Insurance Admin

For Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Plan Admin
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Consumer Hire
Consumer Hire Servicing

Senior staff personally approved by the FCA to hold their roles here.

Mizanur Rahman
IRN MXR00699
- CF1 Director (AR) (3 Apr 2023 to 7 Aug 2023)
Mohammed Junaid Shan
IRN MXS01280
- CF1 Director (AR) (21 Apr 2023 to 31 Jul 2025)
Muslimah Miah
IRN MXM00803
- CF1 Director (AR) (17 Mar 2022 to 30 Aug 2023)
Oliver Radford Watts
IRN OXW00076
- CF1 Director (AR) (5 Feb 2024 to 1 May 2026)
Olubunmi Esan
IRN OXE00039
- CF1 Director (AR) (17 Jun 2024 to 18 Mar 2025)
Owen Peter Moon
IRN OPM01013
- CF1 Director (AR) (27 Jan 2021 to 21 Jul 2025)
Pankaj Shantilal Savjani
IRN PXS00668
- CF1 Director (AR) (19 Jun 2023 to 24 Oct 2024)
Paul John Cheetham
IRN PXC00519
- CF1 Director (AR) (19 May 2023 to 24 Sep 2024)
Perry michael Belcher
IRN PXB00630
- CF1 Director (AR) (10 Dec 2023 to 24 Sep 2024)
Peter Anthony Moss
IRN PXM26851
- CF1 Director (AR) (27 Jan 2021 to 2 Oct 2023)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.