Andrew Smith

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Insurance Admin

For Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Debt Negotiation
Show 1 limitation Hide limitations
- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Plan Admin
Debt Advice
Show 1 limitation Hide limitations
- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Consumer Hire
Consumer Hire Servicing

Senior staff personally approved by the FCA to hold their roles here.

Colin Samuels
IRN CXS02048
- CF1 Director (AR) (since 27 Jan 2021)
Craig Cameron
IRN CXC00744
- CF1 Director (AR) (since 17 Dec 2023)
Craig Stephen Hart
IRN CXH00902
- CF1 Director (AR) (10 Jun 2025 to 23 Jun 2025)
Darrell John Deeprose
IRN DXD09362
- CF1 Director (AR) (since 1 Jan 2021)
Darren Bellwood
IRN DXB02766
- CF1 Director (AR) (since 10 Feb 2025)
Darren James Ayres
IRN DXA00113
- CF1 Director (AR) (15 Mar 2021 to 25 Mar 2021)
David Parnell
IRN DXP00382
- CF1 Director (AR) (11 Apr 2022 to 19 Dec 2024)
Elhussein Dalghous
IRN EXD00230
- CF1 Director (AR) (31 May 2024 to 2 Jul 2024)
Franscois Grobler
IRN FXG00128
- CF1 Director (AR) (20 Feb 2025 to 19 Dec 2025)
Gareth Dimond
IRN GXD00243
- CF1 Director (AR) (21 Feb 2022 to 24 Sep 2024)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.